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Buying land in Côte d'Ivoire, especially from abroad, always raises the same questions: who exactly am I paying, what proves the land is in order, and what happens if the project falls through? This page answers them, step by step.
Chat on WhatsAppFrom the first conversation to the handover of your land documents.
A direct conversation, on WhatsApp or by video call, to understand your project and check that the land matches it. No obligation. From a land listing, you can also send an online reservation request: it holds the plot for 72 hours, with no payment, and an advisor then contacts you to finalise.
You sign a reservation contract. You then have 10 days to withdraw without giving a reason, and no payment is requested from you during this period: the plot stays held in your name. At the end of it, you pay a reservation deposit (dépôt de réservation) of 10% of the price (minimum 500,000 FCFA, maximum 2,000,000 FCFA). The plot then stays held for one more week, extendable once by one week if you need to organise a trip. The deposit is deducted from the price: it is not a fee, it is the start of your payment.
Document checks, the owner's papers, coordination with the notary or assembly of the administrative file depending on the land. Every check we carry out is documented in your file.
The arrangements depend on the land's legal status: the notary's escrow account for titled land, Capital Foncier's official bank account designated in the land reservation contract (or the notary's office, if one is involved) with sealed receipts for a plot under a village attestation or an ADU. In every case: never cash, and a receipt for every payment.
Transfer published in the Land Registry for titled land; filing and follow-up of the ACD (Arrêté de Concession Définitive) application in your name for land still being titled. We stay with you until your documents are handed over.
The payment channel and the documents you receive depend on the land's legal status. That status is shown on every listing.
Published ACD or land title (titre foncier)
Your deposit and your balance are paid into the notary's escrow account: they do not pass through Capital Foncier's accounts, and only the notary decides when to release them, on the day the authentic deed is signed.
The deed is received by the notary, then the transfer is published in the Land Registry in your name.
Customary allocation, land not yet titled
Some plots verified by Capital Foncier come from a customary allocation and are not yet titled: their price reflects that status, and the ACD application is filed in your name. On this path, your payments go to Capital Foncier's official bank account, with three concrete protections:
A sealed, verifiable RIB (bank details)
We hand you our official bank details in sealed form, with a QR code to scan before any transfer. Capital Foncier never sends bank details by a simple message.
A personal payment reference
Each contract receives a unique reference to quote on every transfer: each payment is traced and linked to your file.
A sealed receipt for every payment
Within 48 hours, you receive a numbered, sealed receipt that can be verified online.
The customary transferor is paid against administrative milestones: we pass on nothing to them until the transfer of rights is registered. The subdivision approval order and your lot number are checked before the plot is listed.
You withdraw without giving a reason within 10 days of signing. No payment is requested from you during this period, so withdrawing costs you nothing.
Your deposit is returned to you in full, under the conditions set out in the reservation contract. The plot is simply put back on the market.
If the file does not go through on our side or on the land's side, the amounts you have paid are returned to you in full, under the conditions set out in the contract.
A simple principle: as long as the sale has not been completed, your money is meant to come back to you.
The displayed price excludes deed fees (notary, registration, transfer), which are borne by the buyer: plan for 15 to 20% of the sale price. A detailed quote is issued by the notary handling the transaction before any purchase.
On certain plots, the price can be paid in several instalments, with no extra fees, under the conditions of the plot's listing and the contract. This instalment plan (facilité de paiement) depends on the project and on the agreements reached with the owner or partner. Capital Foncier is not a credit institution.
Capital Foncier is neither a notary, nor a licensed surveyor, nor a land authority: deeds are received by notaries, and titles are created and published by the Land and Mortgage Registry (Conservation de la Propriété Foncière et des Hypothèques, CPFH).
Rural-domain land is reserved, for full-ownership acquisition, for individuals (natural persons) of Ivorian nationality (Law No. 98-750).
What to gather on your side. Start as soon as you reserve: from abroad, obtaining originals often takes several weeks.
Before collecting any payment, Capital Foncier applies its know-your-customer (KYC) obligations: a legal requirement that protects all our clients.
No cash payments: traceable bank transfer or mobile money only, with a numbered receipt for every payment.
The seller's documents (original title, location certificate, tax clearance, inheritance judgment where an estate is involved…) are gathered and checked by Capital Foncier at step 3 of the journey. The deed-fee quote is issued by the notary handling the transaction before any purchase.
For titled land, your deposit and balance are paid into the notary's escrow account: they do not pass through Capital Foncier's accounts. For a plot under a village attestation or an ADU, your payments go to Capital Foncier's official bank account designated in the land reservation contract or, if a notary is involved, to their office, with sealed bank details verifiable by QR code, a personal payment reference, and a sealed numbered receipt for every payment.
Within 10 days of signing the reservation contract, you withdraw without giving a reason, and no payment is requested from you during this period, in accordance with Ivorian consumer law (Law No. 2016-412, Articles 16 and 17). After that, if you withdraw from the reservation, your deposit is returned to you in full, under the conditions set out in the reservation contract.
Deed fees (notary, registration, transfer) are borne by the buyer: plan for 15 to 20% of the sale price. A detailed quote is issued by the notary handling the transaction before any purchase.
Yes, on certain plots: the price can be paid in several instalments, with no extra fees, under the conditions of the plot's listing and the contract. This instalment plan depends on the project and on the agreements reached with the owner or partner; when it exists, it is shown on the listing with its duration. Capital Foncier is not a credit institution.
The reservation contract sets, for each condition, the documents that establish it and a time limit. If a condition is not evidenced within that time, you can waive it in writing or let the reservation end: everything you have paid is then returned to you, without deduction, with the interest provided by law where your payments are more than three months old.
Yes, for the urban domain: purchase there is open to everyone, and conversations and payments can be handled remotely; your advisor will explain the signing arrangements for your situation. Rural-domain land remains reserved, for full-ownership acquisition, for individuals (natural persons) of Ivorian nationality (Law No. 98-750).
Start with a conversation with a dedicated advisor: ask all your questions, with no obligation.
