Land security is not an option.
It's our signature.

We don't just rely on documents. We conduct neighborhood surveys, meet village and land chiefs, and verify the complete history of the parcel over several years. Identified risks are documented in the verification file, and a property is only published if the checks we carried out did not reveal a dispute.

Absolutely, it's even encouraged for your peace of mind. Your notary can verify all the documents and receive the funds. The transaction will be conducted in collaboration between the two notary offices.

Before the purchase, the absence of any identified encumbrance or dispute is one of the conditions of your reservation contract: as long as a dispute that comes to light at that stage has not been resolved, you are not bound to buy. If it has not been resolved within the time set in the contract, the reservation ends and everything you have paid is returned to you, unless you choose in writing to go ahead with the purchase. After the purchase, let us know without delay. If a third party claims all or part of the land, an undeclared encumbrance (such as a mortgage or an easement) comes to light or a hidden defect appears, the seller remains liable by law; for a plot held under a village certificate (attestation villageoise) or a customary land-use certificate (ADU), the current holder is liable under the contract they signed. When we are the seller or the holder ourselves, we answer you directly, in writing, within 30 days, and stand by you against the third party claiming the land. In other cases, we work with you to pursue your remedies: we gather the documents in your file, prepare the formal notice to the seller or the holder and, under your written authority, take the matter up with the notary, the surveyor or the relevant authority. If court action becomes necessary, we prepare it with the lawyer of your choice; the lawyer's fees and court costs remain payable by you, and you may claim them from the seller or the holder.

It depends on the land. For titled land, your funds are paid into the notary's escrow account: they do not pass through Capital Foncier's accounts. For a plot held under a village certificate or an ADU, your payments are made to the notary's office or, for a Capital Foncier plot, into a Capital Foncier account reserved for buyers' funds and designated in the land reservation contract. Each payment gives rise to a numbered receipt sealed within 48 hours, and nothing is handed over to the holder, or used by us when the plot is ours, before the deed.

It depends on the land document, shown on each listing. For titled land, whose land title (Titre Foncier) is published in the Land Register (Livre Foncier), the bank can examine the title and the land status report (état foncier) that sets out its situation. A plot held under a village certificate or a customary land-use certificate (Attestation de Droit d'Usage coutumier, ADU) is not yet titled: check with your bank before taking any step. In every case, the bank alone decides, based on its own criteria. On certain plots, an instalment plan (facilité de paiement) is possible; its terms are shown on the plot's listing and in the contract.

The ACD (Arrêté de Concession Définitive) incorporates the creation of the Land Title (Titre Foncier). At step 3 of the procedure, the Conservation de la Propriété Foncière et des Hypothèques (CPFH, attached to the Ministry of Budget — not the ministry in charge of Urban Planning) creates the TF in its register, before the ministerial signature. The ACD is signed by the Minister in charge of Urban Planning for the Autonomous District of Abidjan, and by the Prefect outside Abidjan. Publication in the Livre Foncier (step 7) makes the TF enforceable against all, indefeasible and imprescriptible. An ACD published in the Livre Foncier is a published TF — same act, two stages of the procedure. Official timeframe: 180 calendar days (BÂTIR N°004, 2022); often longer in practice.