Payment plans

Pay for your land at your own pace

In full, or in monthly instalments over up to 12 months with no fees. We also support owners and land developers with cost coverage and structuring.

"Your land, at your pace. The checks stay the same."

Talk to an advisor

3 profiles

owner, buyer, land developper

12 months

to pay in installments

100%

verified, dispute-free titles

Notary

CARPA escrow

Our mission

What does Capital Foncier offer for your land project?

We want land in Côte d'Ivoire to be within reach, with no traps. We put the files together and we follow projects through to completion. Capital Foncier is not a credit institution: our payment plans are direct, with no extra fees.

For Owners & Communities

We cover all the costs of registering and subdividing your land, urban or rural. Build value in your assets without paying anything upfront.

All project costs covered
Full administrative support

Popular

For Investors

Become a landowner more easily with our 12-month instalment plan. A written payment schedule, known upfront.

12-month instalment plan
Simplified path to ownership

For Land Developers

We step into the project with you: file structuring, coordination of the parties, and putting the lots on the market.

Project structuring
Rigorous project selection

How it works

A journey tailored to your profile

Pick your situation, and you will see the steps that concern you.

Talk and choose your land

Browse our opportunities online and talk with a dedicated advisor (WhatsApp or video call, no obligation). Each lot is verified, demarcated, and documented.

Reserve: contract and deposit

You sign a reservation contract and pay a reservation deposit of 10% of the price (minimum 500,000 FCFA, maximum 2,000,000 FCFA), deducted from the price and refundable under the conditions set out in the reservation contract.

12-month instalment plan

Initial down payment of 20% to start the plan, distinct from the reservation deposit, which is deducted from the price. The balance is then paid in monthly instalments over up to 12 months with no fees. The plan is granted by Capital Foncier; the funds themselves follow the circuit set out in the contract (the notary's escrow account for titled land).

Receive your documents

Once the balance is paid: notarized transfer for titled land, or filing and follow-up of the ACD (Arrêté de Concession Définitive) application in your name for land on the ACD path. The full 5-step process is described on the How to buy page.

Have a land project?

An advisor goes through your file with you, at no charge.

Concrete results

Two files, and what came of them.

"Grâce aux facilités de paiement sur 12 mois sans frais, j'ai pu acquérir ma parcelle à Songon sans pression financière. Dès le solde de mon terrain, j'ai pu lancer immédiatement la procédure pour mon ACD. Un accompagnement vraiment rassurant."

Kouassi Edouard

Fonctionnaire de l'Éducation Nationale

Case Study: Adonkoi Project

By mobilizing financing from investors, we raised over 45 million CFA francs to support the semi-development of a subdivision project located in Adonkoi (sub-prefecture of Anyama).

Impact: Accelerated development

Bank-Financeable Lots

Our files hold up at the bank: the plots we sell can be financed. That shortens the loan application for our investors.

Interactive tool

Simulate your payment plan

Estimate your monthly payments in a few clicks

Land Value5 000 000 FCFA

Down Payment

20%

Amount: 1 000 000 FCFA

Payment duration12 Months

1 months12 months24 months36 months60 months

Capital Foncier Plan

Your Monthly Payment

333 333 FCFA/month

Down Payment (20%)1 000 000 FCFA

InterestNone (commercial plan)

Estimated total cost5 000 000 FCFA

*Non-contractual simulation. Capital Foncier directly commits to a 12-month instalment plan. Beyond that, amounts are provided for informational purposes to help you approach your bank.

Validate this offer

Need support?

Talk to a Capital Foncier advisor

Share your simulation with our advisors to receive a personalized offer within 24 hours.

Send my simulation Appeler le +225 07 99 13 28 64

Why banks finance Capital Foncier plots

Every plot comes with a complete legal file: title, survey, notarised deed. That is what a bank asks for to open a loan application, and it saves you time.

Verified land title

Each plot comes with a complete legal file: ACD, land certificate or land title verified by our team and by a notary.

Turnkey notarized file

The deed of sale is drafted and authenticated by a notary, which reassures banks about the solidity of the transaction.

Serviced and surveyed plots

Our lots are surveyed by a certified surveyor with GPS coordinates. Banks rely on this certification to grant a loan.

Tangible value and easy resale

The plots are located in high-demand areas (Abidjan, Grand-Bassam, Bingerville), with medium-term appreciation potential.

Your path to a bank loan

Reserve a plot at Capital Foncier

Choose your plot on our platform and reserve it: reservation contract and a reservation deposit of 10% of the price (minimum 500,000 FCFA, maximum 2,000,000 FCFA), deducted from the price.

Build your bank application

Gather the required documents based on your profile (employee, self-employed, or diaspora). We guide you through the preparation.

Submit your application to the bank

Present your complete file with the Capital Foncier certificate to the bank of your choice.

Get your financing

The bank reviews your file. Average timeline: 2 to 4 weeks for a verified plot.

Banks that finance land in Ivory Coast

These institutions grant loans for land acquisition:

SGCI

Ecobank

NSIA Banque

BHCI

BICICI

Coris Bank

Cofina

Financing file

Required documents

Select your profile to see the required documents

Personal Documents

2 colour ID photos
Copy of valid national ID or passport
Proof of residence or recent utility bill (CIE/SODECI)

Proof of Income

Last 3 payslips
Employment certificate or contract
Last 3 bank statements

This file is provided for informational purposes only. Each bank has its own requirements that must be met to obtain a loan.

Need help putting together your file?

Our advisors guide you step by step in preparing your financing documents.

Ask for help

Frequently asked questions

Everything about the payment plan

No. The direct instalment plan offered by Capital Foncier (up to 12 months) carries no interest fees. Capital Foncier is not a credit institution; this is a commercial facility (facilité de paiement).

No. The online reservation request is free: it holds the lot for 72 hours, giving you time to think it over and confirm your choice with an advisor. The contractual reservation is then made with a reservation deposit of 10% of the price (minimum 500,000 FCFA, maximum 2,000,000 FCFA), deducted from the price and refundable under the conditions set out in the reservation contract. The 20% initial down payment only concerns the start of the instalment plan: it is a separate amount from the deposit.

We sign a sale agreement that you submit to the bank of your choice. Once the loan is granted by the bank (Capital Foncier is not a credit institution), funds are transferred directly to the notary's CARPA escrow account.

Yes, absolutely. You can settle the remaining balance at any time with no early repayment penalty.

Tell your account manager as early as you can: we first look at rescheduling the instalments. What happens after a prolonged delay, and how sums already paid are handled, is set out in the reservation contract. The How to buy page explains what happens if the sale does not go through.

Ready to make your land project a reality ?

Tell us your budget and your situation, and we will tell you what is workable.

Request a discovery consultation Talk to an advisor

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